KOTAK FD Interest Rates
Competitive rates for your fixed deposits
KOTAK FD Rates
Competitive interest rates for fixed deposits
Senior Citizen
| Tenure Period | Interest Rate (p.a.) |
|---|---|
| 7 - 14 Days | 2.75% |
| 15 - 30 Days | 2.75% |
| 31 - 45 Days | 3% |
| 46 - 90 Days | 3.5% |
| 91 Days | 4% |
| 92 - 179 Days | 4.25% |
| 180 Days | 5% |
| 181 - 270 Days | 5.5% |
| 271 - 364 Days | 6% |
| 365 Days - 15 Months | 6.45% |
| 15 Months - 18 Months | 6.45% |
| 18 Months - 2 Years | 6.55% |
| 2 Years - 3 YearsBEST RATE | 6.75% |
| 3 Years - 5 Years | 6.4% |
| 5 Years - 10 Years | 6.25% |
Interest rates are subject to change. Please verify current rates with KOTAK before making any investment decisions. Last updated on Oct 30, 2026.
KOTAK FD Interest Rates
Competitive rates for your fixed deposits
- The Kotak Bank FD tenures range from 7 days to 10 years.
- The minimum deposit amount needed to open an FD in Kotak Bank is Rs 5,000, with no limit on the maximum deposit.
- Senior citizens can avail of a 0.50% extra Kotak Bank FD interest rate.
- Auto-renewal facility is available on the deposit.
- TDS is deducted at the prevalent rate at source if Form 15G/15H is not submitted.
Top 15 Banks by Interest Rate
Compare FD rates across different banks
Senior Citizen
| Bank | General Interest | Tenure |
|---|---|---|
 Suryoday | 8.25% | 5 Years |
 Utkarsh | 8.1% | 1 Year 10 Months |
 Unity | 8% | 501 Days |
 Shivalik | 8% | 23 Months 1 Day |
 Slice (formerly Northeast) | 7.75% | 1 Year 6 Months |
 DCB | 7.5% | 5 Years |
 Bandhan | 7.45% | 2 Years |
 AU | 7.4% | 30 Months |
 IndusInd | 7.25% | 2 Years |
 RBL | 7% | 18 Months |
| KOTAK | 6.75% | 2 Years |
 AXIS | 6.6% | 5 Years |
 ICICI | 6.6% | 3 Years 1 Day |
 HDFC | 6.5% | 3 Years |
 SBI | 6.45% | 444 Days |
Interest rates are subject to change. Please verify current rates with banks before making any investment decisions. Last updated on Oct 30, 2026.
FAQs
Frequently Asked Questions