SBI FD Interest Rates
Competitive rates for your fixed deposits
SBI FD Rates
Competitive interest rates for fixed deposits
Senior Citizen
Best Rate
6.45%
Best Tenure
444 Days (Amrit Vrishti scheme)
Min. Rate
3.05%
| Tenure Period | Interest Rate (p.a.) |
|---|---|
| 7 - 45 Days | 3.05% |
| 46 - 179 Days | 4.9% |
| 180 - 210 Days | 5.65% |
| 211 Days - 1 Year | 5.9% |
| 1 Year - 2 Years | 6.25% |
| 444 Days (Amrit Vrishti scheme)BEST RATE | 6.45% |
| 2 Years - 3 Years | 6.4% |
| 3 Years - 5 Years | 6.3% |
| 5 Years - 10 Years | 6.05% |
Interest rates are subject to change. Please verify current rates with SBI before making any investment decisions. Last updated on Aug 31, 2026.
SBI FD Interest Rates
Competitive rates for your fixed deposits
- The SBI FD tenures range from 7 days to 10 years.
- The minimum deposit amount needed to open an FD in SBI is Rs 1000 and there is no limit on the maximum deposit.
- Senior citizens can avail of a 0.50% extra SBI FD interest rates for an amount exceeding Rs.10,000.
- Auto-renewal facility is available on the deposit.
- TDS is deducted at the prevalent rate at source if Form 15G/15H is not submitted.
Top 15 Banks by Interest Rate
Compare FD rates across different banks
Senior Citizen
| Bank | General Interest | Tenure |
|---|---|---|
 Suryoday | 8.1% | 2 Years 6 Months |
 Utkarsh | 8.1% | 1 Year 10 Months |
 Unity | 8% | 501 Days |
 Shivalik | 8% | 23 Months 1 Day |
 Slice (formerly Northeast) | 7.75% | 1 Year 6 Months |
 DCB | 7.5% | 2 Years |
 Bandhan | 7.45% | 2 Years |
 AU | 7.4% | 30 Months |
 RBL | 7.2% | 18 Months |
 IndusInd | 7% | 2 Years |
 KOTAK | 6.8% | 2 Years |
 AXIS | 6.5% | 5 Years |
 HDFC | 6.5% | 3 Years |
 ICICI | 6.5% | 3 Years 1 Day |
| SBI | 6.45% | 444 Days |
Interest rates are subject to change. Please verify current rates with banks before making any investment decisions. Last updated on Aug 31, 2026.
FAQs
Frequently Asked Questions